Question for the Banking Mafia

What happens when your DTI drops below 10 percent?

Asking for a friend.

Be grateful? Not sure I understand the question. There is nothing magical at that point from a mortgage standpoint.

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That was the answer I was looking for…errr…my friend was looking for.

In case there was a desire to purchase something on payments, didn’t want to have it be a haunting.

As long as you errr your friend is under the threshold it’s all the same. For conventional loans, that’s 45%.

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